Change Your Financial Habits and Chart Your Future

With all the books written about financial planning, few get to the heart of what it takes to successfully manage your money.
(New York, New York - September 24, 2007)   With all the books written about financial planning, few get to the heart of what it takes to successfully manage your money. That is, until financial journalist, Stacey Tisdale, and financial planning expert, Paula Boyer Kennedy, teamed up to write The True Cost of Happiness, now available in bookstores and online ( <>).

 “It’s like a behavioral modification program for your finances,” according to Emile Schoffelen, CEO of Cammack LaRhette Consulting, the employee benefits and human resources consulting firm where coauthor Paul Kennedy serves as a subject matter expert on investments and financial education. “Until you really know where you want to go, you can’t set up a financial plan to help you get there,” says Emile Schoffelen.

Tisdale and Kennedy begin their book by having the reader complete some “life planning” exercises to help clarify lifelong priorities and identify any material goals not yet accomplished. From there, they help identify any beliefs and behaviors that may be keeping someone from honoring their goals. Four key issues are addressed:

·       How the lessons learned about money during childhood play out in adult life
·       How social pressures like “keeping up with the Joneses” affect financial choices
·       How very strong influences may hinder good spending, savings and investing habits
·       How to step away from the pressures that may not serve one’s inner values and create a financial plan that supports a happier lifestyle.

The second half of the book helps the reader create a plan that integrates one’s goals, finances and financial personality.  In order to get to the numbers side of the story, the book provides a series of exercises and easy-to-use worksheets to help determine net worth, debt and spending. By the end, the reader will be able to put a dollar figure on all expenses, and reallocate that money toward one’s most important goals. Practical advice is provided to help create savings and investing strategies to suit specific situations.

The True Cost of Happiness tells the story about money management from a reporter who has seen people from all walks of life rearrange their finances to lead happier, more productive lives.  It also contains practical advice and easy-to-use tools from a financial planner to create a step-by-step plan that is in sync with one’s true values.

Stacey Tisdale reports for CBS News, national and local TV and radio broadcasts, and is the U.S. Contributing Editor at Shattered magazine - a new business magazine for women - and reports on The American Consumer, a weekly nationally syndicated show on PBS.

Paula Boyer Kennedy is a Vice President at Cammack LaRhette Consulting in New York, serving as subject matter expert on financial education and investing. She holds her MBA, CPA, PFS, CFP®, CIMA®, AIF® and is the author of two other books on financial education.

Cammack LaRhette Consulting (  is a full service employee benefits and human resources consulting firm, offering large and mid-sized businesses and organizations value-added consulting services, including Retirement Plans, Health & Welfare Plans, Human Resources and HR Technology Services. Cammack LaRhette is located in New York, NY, Wellesley, MA, Saratoga Springs, NY, South Portland, ME, and Princeton, NJ.

Cammack LaRhette Consulting
2 Rector St., 23rd Fl.
New York, NY 10006
Tel:  (212) 227-7770 x236
Fax: (212) 267-3832
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