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Beginning in 2014, the Affordable Care Act (ACA) broadens the definition of who qualifies for benefits under an employer health plan. Depending on the actions taken by employers, the eligibility pool could expand by five to ten million U.S. workers—representing potentially billions of dollars in additional health premiums. But how many of these newly eligible employees will actually participate in their employer’s health plan? The answer is not clear. Many newly eligible employees occupy low-wage, non-exempt positions where health coverage was traditionally not offered. Income, age,...
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