Human Resources: LifeBridge(SM) Program Puts Money In Trust to Pay for Children's Educational Expenses

    OWENSBORO, Ky., May 7 /PRNewswire/ -- The MassMutual Financial Group today

announced that it is teaming up with the Owensboro Independent School District

and The Kentucky Commission On Women to offer its eligible families free

$50,000 term life insurance policies under MassMutual's philanthropic

LifeBridge(SM) Free Life Insurance Program. If an insured parent or legal

guardian passes away during the 10-year term of the policy, Massachusetts

Mutual Life Insurance Company (MassMutual) will put $50,000 in trust to pay

solely for the educational expenses of dependent children.

    "We're trying to help ensure that all children have the same access to

educational opportunities," said Marcus Bosley, of Marcus W. Bosley &

Associates, Inc., and a MassMutual financial representative. "This is an

opportunity to make a valuable program available to eligible families in

Owensboro at no extra cost. This is an absolutely free program. MassMutual

pays all the premiums."

    Mr. Bosley and Nancy Eskridge, State Commissioner for the Kentucky

Commission on Women and a Board Member of the Owensboro Independent School

District are providing the free program as a community service. "Our goal is

to ensure that eligible parents have the peace of mind that there will be

money available for their children's education should they pass away during

the term of the policy," said Ms. Eskridge.

    Owensboro Independent School District is sponsoring a LifeBridge

application meeting. The meeting will be held at Owensboro High School, 1800

Frederica Street, Owensboro, KY on Thursday, May 10, 2007 from 3 p.m. to 7

p.m. Eligible individuals should call 270-686-7671 to schedule their 15-

minute appointment to apply.

    LifeBridge applicants must meet all program criteria and be:

    -- between the ages of 19-42 (inclusive);

    -- a permanent, legal U.S. resident;

    -- the parent or legal guardian of one or more dependent children under

       the age of 18;

    -- currently employed - either full- or part-time - and have a family

       income of between $10,000 and $40,000 on their most recent income tax

       return; and

    -- in good health, as determined by MassMutual's guidelines.

     Each LifeBridge policy has a 10-year policy term. If the insured parent

or legal guardian dies during that time, the $50,000 life insurance benefit

will be paid to a trust administered by the MassMutual Trust Company, FSB on

behalf of the children. The trust pays the educational expenses of the

children directly to the educational institution.

    Various types of schools qualify for reimbursement including pre-school,

private school, vocational school, community college, universities, art and

music schools or graduate schools. Some of the expenses covered include

books, tuition, and on-campus room and board.

     MassMutual Financial Group is the fleet name for Massachusetts Mutual Life

Insurance Company (MassMutual) and its affiliates, with more than $450 billion

in assets under management at year-end 2006.

    Founded in 1851, MassMutual is a mutually owned financial protection,

accumulation and income management company headquartered in Springfield, Mass.

MassMutual's major affiliates include: OppenheimerFunds, Inc.; Babson Capital

Management LLC; Baring Asset Management Limited; Cornerstone Real Estate

Advisers LLC; MML Investors Services, Inc., member NASD and SiPC (www.nasd.org

and www.sipc.org); MassMutual International LLC and The MassMutual Trust

Company, FSB. MassMutual is on the Internet at http://www.massmutual.com

Contact: Mark Cybulski, 413-744-5427