Medical Benefits

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New White Paper Details Employment Challenges – and HR Outsourcing Solutions
Responding to continuing employment challenges and changing regulatory compliance, California employers are expected to turn to Human Resources Outsourcing firms in record numbers in 2008.

Duane Lee has joined Buck Consultants as a Principal in the firm's Pittsburgh office
Lee joins Buck from Hewitt Associates, where he served as Principal and Health Management Consulting Actuary. Prior to that, he spent 19 years with Buck.

Standing Out: Benefits That Impact Recruitment
The number of Colorado and Utah organizations actively recruiting has increased over the last five years from 81.9 percent to include nearly all companies. In this competitive market, employers must look to a variety of benefits to stand out.

Standing Out: Benefits That Impact Recruitment
The number of Arizona, New Mexico and Nevada organizations actively recruiting has increased over the last five years from 89.5 to 98.8 percent. In this competitive market, employers must look to a variety of benefits to stand out.

Employers Enhancing 401(k)s To Compensate for Retirement Plan Changes
Employers Enhancing 401(k)s To Compensate for Retirement Plan Changes,Watson Wyatt FindsHybrid Plans Are Increasingly Attractive Alternative

Standing Out: Benefits That Impact Recruitment
The number of Texas organizations actively recruiting has increased over the last five years from 83.7 to 95 percent. In this competitive market, employers must look to a variety of benefits to stand out. While most companies include time off, health insurance and pension plans as part of their compensation packages, there are other types of benefits organizations are utilizing, such as dependent parent health coverage, tuition reimbursement, child care and relocation assistance.

Standing Out: Benefits That Impact Recruitment
The number of Alabama, Louisiana and Mississippi organizations actively recruiting has increased over the last five years from 83.8 to 95.3 percent. In this competitive market, employers must look to a variety of benefits to stand out.

MassMutual to Acquire The First Mercantile Trust Company From SunTrust Banks, Inc.
Agreement will expand MassMutual's Retirement Services business; An 'important strategic step forward'

Standing Out: Benefits That Impact Recruitment
The number of California organizations actively recruiting has increased over the last five years from 85.5 to 95.7 percent. In this competitive market, employers must look to a variety of benefits to stand out.

Standing Out: Benefits That Impact Recruitment
The number of New York organizations actively recruiting has increased over the last five years from 92.6 to 96.6 percent. In this competitive market, employers must look to a variety of benefits to stand out.

Standing Out: Benefits That Impact Recruitment
The number of Connecticut, Massachusetts, New Hampshire and Rhode Island organizations actively recruiting has increased over the last five years from 89.6 to 95.4 percent. In this competitive market, employers must look to a variety of benefits to stand out.

EMPLOYERS USING BENEFITS ENROLLMENT SYSTEMSTO DRIVE EMPLOYEE BEHAVIOR CHANGE
Employers most satisfied when enrollment systems, related resources are integrated

MassMutual Issues Corporate Responsibility Report
Report cites corporate responsibility as an integral part of business strategy

Employers and Employees Share Rising Costs of Health Insurance in Maryland and Virginia
Both organizations and employees in Maryland and Virginia are facing high costs for health insurance. According to the 2007 results from the Compensation Data - Maryland/Virginia survey, 72.2 percent of companies pay $150 to 349 monthly for each individual’s health insurance premium on an employee only plan. In comparison, 67.6 percent of employers pay more than $450 on family plans. For these employers, the cost to cover a family for an entire year is over $5,400.

Southwest Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in Arizona, New Mexico and Nevada are facing high costs for health insurance.

GroupLink Launches Online Dental Rating System
Comprehensive System Lets Producers Create Custom Proposals in Minutes

COLONIAL LIFE GOES “ONE ON ONE” WITH ESPN
College Basketball Sponsorship Shoots to Reinforce Recent Corporate Rebranding

Securian’s Minnesota Life insures State of Florida employees
Minnesota Life, the nation’s fifth largest group life insurer, now provides more than $14 billion of life insurance coverage for nearly 160,000 employees and retirees of the State of Florida.

The Virtual Interactive Educational World for HR Professionals Successfully Launched
The Virtual Interactive Educational World for HR Professionals Successfully Launched on December 12-13th, 2007

Texas Health Care Costs Increase in 2007
Sixty-three percent of companies had a health insurance premium increase, according to the Compensation Data 2007 – Texas annual survey of 289 employers.

American Community Partners With Toys for Tots to Collect Toys for Local Children
American Community Mutual Insurance Company, joined forces this holiday season with the U.S. Marine Corps Reserve Toys for Tots Program to be a designated drop-off location to collect new toys for needy children in metro Detroit.

American Community Employees Donate Clothing for Local Children to Spread Holiday Cheer
American Community Mutual Insurance Company, a leading provider of Individual and Group health insurance since 1938, teamed up with Adopt-a-Child-Size and Support Services, Inc. to donate new complete winter outfits for local children.

Scott Dunbar has joined Buck Consultants as a Principal and Market Leader
Scott Dunbar has joined Buck Consultants as a Principal and Market Leader for the firm's San Francisco office

CareFirst BlueCross BlueShield Renews Relationship With Benelogic
CareFirst BlueCross BlueShield Renews Relationship With Benelogic for Mid to Large-Employer Enrollment Solution Benelogic announced today that it was awarded the CareFirst BlueCross BlueShield (CareFirst) Multi-Carrier Large Group Online Benefits Administration contract. CareFirst selected Benelogic’s benefit management software and services to automate the over 200 member mid- and large-group enrollment process for CareFirst accounts.

The Virtual Interactive Educational World for HR Professionals December 12-13th, 2007
HR.com (www.hr.com) is launching the first virtual and online conference designed for HR professionals, including specialists in Benefits, Sourcing, HRO, Compensation, Incentives, Training, Consumer Directed Healthcare and Staffing. Attendance is complimentary for all HR Professionals.

Oral Health Promotion Newsletter from OraMedica International Helps Reduce Medical Claims
New bimonthly health e-newsletter focuses on dental conditions associated with systemic health problems to help reduce healthcare costs.

American Community Offers Wisconsin Residents a New Choice in Health Insurance
American Community Mutual Insurance Company, a leading provider of Individual and Group health insurance since 1938, announced today that it has entered the state of Wisconsin with competitive health insurance products for individuals and families.

Arizona, Nevada and New Mexico Health Care Costs Increase in 2007
Fifty-seven percent of companies in Arizona, Nevada and New Mexico had a health insurance premium increase, according to the Compensation Data 2007 – Southwest annual survey of 170 employers.

OraMedica International, LLC announced today the availability of oral links to systemic health-tips
OraMedica International, LLC announced today the availability of oral links to systemic health-tips E-Booklets for employees, designed to improve the long-term health of the workforce while reducing employers' healthcare costs.

Delta Dental mourns loss of founding CEO
Dr. F. Gene Dixon, a visionary who helped pioneer dental benefits industry

Few New England healthcare organizations made any significant revisions to their employee benefits
Few New England healthcare organizations made any significant revisions to their employee health benefits programs from last year, according to the third annual survey of the New England healthcare industry by Olney Associates and Cammack LaRhette Consulting.

Kentucky and Tennessee Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in Kentucky and Tennessee are facing high costs for health insurance. According to the newly released results from the Compensation Data 2007

North and South Carolina Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in North and South Carolina are facing high costs for health insurance. According to the newly released results from the Compensation Data 2007

Seton Hall Names Tom Sharkey Sr. to 2007 Entrepreneur Hall of Fame
Long-time insurance luminary Tom Sharkey, Sr., was named to the 2007 Entrepreneur Hall of Fame by the Center for Entrepreneurial Studies within Seton Hall’s Stillman School of Business.

Prudential Relocation Appoints John Zanni As Vice President, Business Development
Prudential Relocation, Inc., a Prudential Financial, Inc. [NYSE: PRU] company, today announced the appointment of John Zanni to the position of Vice President, Business Development.

MassMutual Captures No. 1 Ranking in 2007 InformationWeek 500 'Information Security/Privacy'
MassMutual Captures No. 1 Ranking in 2007 InformationWeek 500 'Information Security/Privacy' Category

Delta Dental introduces new way to stretch annual max
D&P Maximum WaiverSM option promotes diagnostic and preventive services

Chubb Offers a Global Business Travel Accident Policy
The Chubb Group of Insurance Companies is now offering BTA 360, a new business travel accident insurance program to help companies ensure the wellbeing of employees traveling on business, whether domestically or abroad.

SCI Companies Select Humana as Healthcare and Dental Benefits Provider
SCI Companies (SCI), a leading professional employer organization (PEO), has selected Humana as its new healthcare and dental benefits provider effective October 1, 2007.

HealthFitness CEO Supports Move Toward Cultural Shift
"A corporate culture of health positively addresses the underlying factors fueling health care costs: high health risks and chronic disease," Lehman said. In practice, it includes elements of corporate identity and is included in corporate mission and goals....

SCI Companies, has selected Humana as its new healthcare and dental benefits provider
SCI Companies, a leading professional employer organization (PEO), has selected Humana as its new healthcare and dental benefits provider effective October 1, 2007.

MassMutual Promotes Debra Palermino to Senior Vice President of Human Resources
Massachusetts Mutual Life Insurance Company (MassMutual) today announced the promotion of Debra A. Palermino to senior vice president of Corporate Human Resources.

GMAC Global Relocation Ranks Highest in Customer Satisfaction with Corporate Relocation Services
Coordination of Relocation Services More Critical to Transferees Than the Actual Move

MassMutual Will Introduce Fiduciary Warranty to the Defined Contribution Market in Fourth Quarter
Warranty Will Apply to Group Annuity and Registered Products in MassMutual's Smart Architecture(SM) Investment Program

LegalView Continues Monitoring of Developments Regarding Traumatic Brain Injury
LegalView Continues Monitoring of Developments Regarding Traumatic Brain Injury as Defense Department Distributes Funds to Combat More American Servicemen and Women Returning with Brain Injuries With traumatic brain injuries (TBI) affecting more than 1 million civilians each year and as many as two-thirds of American service members returning from overseas, brain injuries are a vital contemporary public health issue. LegalView.com is proud to provide a free, comprehensive portal on TBIs to help victims and their families learn more about the medical and legal aspects of surviving a brain injury.

Cost of Co-Pays for Non-Formulary Drugs Increases in North and South Carolina
In past months, large retailers have made news with plans to reduce the cost of some generic prescriptions. Now months later, the newly-released Compensation Data 2007

Missouri Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in Missouri are facing high costs for health insurance. According to the newly released results from the Compensation Data 2007

Georgia Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in Georgia are facing high costs for health insurance. According to the newly released results from the Compensation Data 2007

G&A Partners Announces Upcoming Webinar on Controlling Medical Insurance Premiums
G&A Partners, a fully-integrated Houston-based human resource (HR) and administrative services company, today announced that they will host a webinar, "Controlling Medical Insurance Premiums," at 11:00 a.m. CDT, Tuesday, August 7, 2007. Registration is now open for this webinar.

Iowa and Nebraska Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in Iowa and Nebraska are facing high costs for health insurance.

Medical Benefits Main


Missouri Health Care Costs Increase in 2007
Sixty-seven percent of Missouri companies had a health insurance premium increase, according to the Compensation Data 2007 – Missouri annual survey of 342 employers.

Michigan Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees in Michigan are facing high costs for health insurance.

Employers and Employees Share Rising Costs of Health Insurance
Both organizations and employees are facing high costs for health insurance.

Planned Administrators Inc. and BCS Insurance Company Launch Educational Podcast Series
Insurance brokers, HR executives listen and learn with industry's first podcast series -- educational program offers new insights into emerging limited benefits market.

Section 125 Plan Employer Guide - Free Report
Many employers mistakenly believe that Section 125 Plans are too complicated and expensive to set up and they miss out on hundreds or thousands of dollars in tax savings. A new Free Report entitled "Section 125 Plan Employer Guide" from Core Documents at www.CoreDocuments.com dispels this myth.

Competition Can Reduce Employee Benefits Costs
HighRoads Proves that Online Auctions Deliver an Average 15+ Percent Savings - Without Sacrificing Quality

Blue Shield of California Transforms Human Resources Operations with Oracle
Comprehensive Solution Streamlines HR Functions, Cutting Cycle Times from Weeks to Seconds.

Absence and Disability
Looking at absence and disability management programs as a means to helping reduce these costs makes sense as it is one of the only ways an organization can reduce costs without cutting benefits and passing on the costs to the employees. From HR.com's Benefits analyst Jeff Chad.

Benefits Governance
Governance comprises processes and systems by which organizations of all sizes operate. From HR.com´s Jeff Chad.

Trends in Employee Benefits: What's Hot and What's Not
HR.com´s Jeff Chad discusses using employee benefits as a tool to attract, retain, and grow good employees.

Health Coaching Lowers Employer Medical Costs, Propels Leade Health to Strong Growth
Leade Health, a disease prevention company, expanded its full-time staff by more than 20 percent in 2005 and anticipates 100 percent employee growth in 2006, officials announced today.

Changing The Employee Mindset From Entitlement to Engagement: It Can Be Done!
New Guide Features Tips To Motivate Workers To Make Critical Benefits Decisions

American Association of Critical-Care Nurses and VitalSmarts Partner to Improve Patient Safety
American Association of Critical-Care Nurses and VitalSmarts partner to improve patient safety with new training program for healthcare practitioners.

MDA 101: How to Use The Medical Disability Advisor in Disability Case Management
New Accredited On-line Education Offered by Reed Group

Trends in Employee Benefits: What's Hot, What's Not
The highest priority for employer provided benefits programs should be to protect the employee from significant financial hardship due to illness, disability, or death. A recent study listed the top five HR concerns of employers and employees.

Value Rx for Healthcare: How to Make the Most of Your Organization's Assets and Relationships - summ
Not enough time to read the latest books? Enjoy these three reviews and catch up on the industry buzz.

America's Best Health: A Ranking of America's Health Plans
To help support consumers' need for information this open enrollment season, NCQA and U.S. News & World Report have collaborated to create new rankings of America's Best Health Plans.

Eldorado Adds Seasoned Healthcare Sales Veteran, Dan Contilli as Regional VP
Eldorado Computing Inc (ECI)., a provider of integrated software and ASP solutions for health benefit management

Eldorado Welcomes Experienced Healthcare Industry Expert
Laura Ross Named Regional Sales VP

Metlife Benefits Benchmarking Report
Only 22% of employees in small firms (2-9 employees) are satisfied with the benefits that they receive through their employer, compared to 44% of employees in the largest companies (25,000+ employees).

H.I. SECURE ® HSA-PERMITTED INSURANCE HELPS PROVIDE EMPLOYERS WITH CONSUMER-DRIVEN BENEFITS SOLUTIONS
Because H.I. Secure´ provides only lump-sum and daily hospital confinement benefits, it meets the definition of permitted hospital indemnity coverage with a health savings account.

Health Savings Accounts Build More Than Just Deposits
Premier Core Banking Software from FiservOffers Financial Institutions Other Profitable Advantages

HSA or HRA? Why Employers Shop For HSAs and Buy HRA Plans
By 2005, approximately 2.6 million individuals were covered by HRAs, far outnumbering those using HSAs, according to publisher Atlantic Information Services.

Despite Years of Education, Employees Continue to Buy Health Coverage With Their Hearts, Not Heads
Towers Perrin finds fear and anxiety drive purchasing decisions, running counter to employer efforts to encourage good consumer behavior.

Broadspire Reports Significant Short-term Disability Savings to Customers
2004 Results Show an Average of Five Work Days Saved per Claim

Recent Changes to Section 125 Use-it-or-Lose-it Rule
Brown Rudnick comments on the new changes to FSAs.

Prescription Solutions' Online Pharmacy Receives Prestigious Accreditation by the National Association of Boards of Pharmacy
First California Online Pharmacy to Earn Distinction

Delta Dental adds new web-based services for enrollees
Enrollee claims status, e-newsletter and e-mail encryption supplement existing online services offered by state's largest dental plan.

Employers Seeking Better E-based Tools to Raise Employee Health I-CUETM
Consumer-directed health care (CDHC) plans are gaining ground with employers looking to lower costs.

SCRIPTSAVE PRESCRIPTION SAVINGS EXCEED ¾ BILLION DOLLARS
Leading Provider of Prescription Drug Discount Programs Enters 2nd Decade of Service to Uninsured and Underinsured.

Reality HR: Marilyn A. Deal, VP HR, Pharmacists Mutual Insurance Company
HR.com's Benefits Analyst, Rebecca Kubica, spoke with Marilyn Deal about the challenges she has had on the road to employee financial security.

CBS Teams Up with Health Advocate to Help Employees Traverse the Healthcare System
Health Advocate helps members navigate the healthcare system providing assistance with a wide range of medical and administrative issues.

Health Insurance Premiums Q&A: Taxable Benefits for Domestic Partners
Are the employer-provided premium payments on behalf of my domestic partner taxable to me?  Anthony J. Eppert provides the answer.

Aon Consulting and ISCEBS CDH Survey: March 2005
74% Percent of Consumer Driven Health Plans Offered by U.S. companies have been launched in the past 14 months, says Aon Consulting/ISCEBS.

UK Private Health Plans-Survey Results
Despite the spiralling cost of private medical care, more employers now offer subsidised medical benefits to all staff - not just managers and other senior employees, according to a survey by Mercer.

National Business Group on Health Announces Winners of its President's Awards for Excellence in Health Care Benefits
The National Business Group on Health today announced that the Honeywell Corporation, Union Pacific Railroad, and General Electric Energy have been awarded its President's Award.

Singapore: Ministry of Health to Reform MediShield Insurance Scheme
PacificBridge news brief: The Ministry of Health (MOH) has announced that it will implement changes to the current MediShield insurance scheme to be effective on July 1, 2005.

UnumProvident Study Shows Healthcare Workers Experience Higher Rates of Disability
Lost time from injuries and illnesses significantly higher than other industries.

Top causes disability absence for 2004
For the fourth consecutive year, cancer is the leading cause of long-term absence from work (more than 90 days) for working-age Americans.

Majority Of U.S. Workers Greatly Underestimate How Much Their Employer Contributes To Their Medical Insurance
Despite the escalating cost of healthcare insurance, few employees understand the full and growing magnitude of their company´s investment.

February 2005 Analyst Update - Benefits
Rebecca Kubica, HR.com's Analyst covering Benefits, recently conducted her monthly analyst update as part of HR.com's online learning seminar series. The following is a condensed version of that presentation.

Top 10 Life Insurance Myths: Why it is Critical to Educate Your Employees
Millions of Americans have no life insurance coverage, and even those people who do have coverage usually don´t have enough; from Colonial Life.

UnumProvident Study Shows Healthcare Workers Experience Higher Rates of Disability
Lost time from injuries and illnesses significantly higher than other industries.

Employer Drug Coverage for Retirees: An Updated Medicare Roadmap
On December 8, 2003, President Bush Signed into law the "Medicare Prescription Drug, Imporvement, and Modernization Act of 2003." This legislation for the first time adds a prescription drug benefit to Medicare, starting in 2006 as a new "Part D." FromAon.

Health Management CORPORATION Adds Metabolic Syndrome as Core Condition For Healthy Returns Disease(SM) Management Program
By managing hyperlipidemia, hypertension and obesity as one set of risk factors, employers can make a greater impact on overall health and medical spending; from HMC.

Curbing Health Care Costs: In Search of the Silver Syringe
John Rossheim reports, the cure may rest in the collective hands of employers, their employees and state governments.

Reality HR: Bill Emerson, CEO, Quicken Loans
- HR.com recently spoke with Quicken Loans´ CEO, Bill Emerson, on their comprehensive benefits program that helps increase employee loyalty, which reduces turnover and absenteeism and boosts productivity.

Reality HR: Kathy Bartow on Consumer Driven Healthcare
-Fujitsu is a leading provider of customer-focused IT and communications solutions for the global marketplace. Kathy Bartow is responsible for their benefit programs and spoke with HR.com about consumer driven healthcare.

Data Reveals Striking Increase In Disability Claims Related to Obesity
Conditions associated with obesity increase burden on health costs.

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