Health Maintenance Organizations (HMOs)

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Moving from Philosophy to Reality: A New Era in Health Care Consumerism
Complimentary executive briefings set to give business leaders, human resources professionals, and the media valuable insights into health care consumerism.

Social Security Disability Backlog Worsens, So Make Sure You Qualify Before You Apply
Contact an SSDI representation company to learn if you could be eligible for benefits before you apply; average wait times for initial applications will jump by 20 percent this year

Buyers Study 2008: The Trends Employers Are Facing and the Plans They're Buying
What are the trends employers are facing when it comes to benefits? Unum shares its study.

ACS Extends Leadership Position as Health Savings Accounts Administrator
Affiliated Computer Services, Inc. (NYSE: ACS) added more than 250,000 Health Savings Accounts (HSAs) in the past year as more employers offer this tax-free benefit to reduce health care costs to enable their employees to purchase medical services.

More Women Turning to Social Security Disability Benefits; Mothers Should Know Their Options
Women's rate of disability increases by 72 percent since 1999.

Jobless Should Evaluate COBRA, Medicare in Light of 2009 Recovery Act
Allsup outlines COBRA and Medicare considerations; people with disabilities need to evaluate options for continuing healthcare coverage

Unum Maintains Market Leadership in Group Long Term Care
Unum (NYSE:UNM) maintained its market leadership in cases and employees covered by its group long term care product in 2008, noting gains among existing customers who either expanded coverage to more employees or increased the benefit amount. The industry as a whole saw benefit increases to existing plans more than double in 2008, according to annual sales research from LIMRA.

"Consistent Performing" Employers Find Five Keys to Health Cost Control
Companies Remain Confident in Future of Health Benefits, National Business Group on Health/Watson Wyatt Survey Finds

The Hartford to Hold Group Disability Training in Atlanta, Newport Beach, Princeton, Chicago
The Hartford Financial Services Group, Inc. (NYSE:HIG) will hold its Vault program, an in-depth three-and-one-half day continuing education program on group disability insurance, in four strategic cities throughout the country in 2009.

Recession, Job Losses Hit Those with Disabilities Hard, Reports Allsup
Weak economy, massive job cuts and poor health leave people with disabilities struggling; knowing when and why to apply for Social Security disability is essential to their financial future.

Dean Aloise Joins Buck Consutants as Principal
Dean Aloise has joined Buck Consultants as a Principal. He will also serve as Retirement Practice Leader for the firm's Pittsburgh office.

ACS to Provide HSA Product to Regence; ACS HSA Solution Now Offered by Blue Cross Blue Shield Plans
Affiliated Computer Services, Inc. (NYSE:ACS) today announced that it will provide Regence with Health Savings Account (HSA) administration services for its members in Idaho, Oregon, Utah and select counties of Washington. Regence members will be offered the ACS HSA Solution through its U.S. Bank custodian option.

Allsup Applauds SSA for Move Toward Electronic Transmission of Medical Records for Disability Applic
Allsup, a leading nationwide provider of financial and healthcare related services to people with disabilities, today commended the Social Security Administration for announcing it will begin receiving medical records for some disability applicants electronically next year.

Time is Money When People Wait Too Long to Apply for Social Security Disability Benefits
Allsup, nation's leading disability representation services company, explains the repercussions and risks of waiting to file for SSDI.

HSA Resources Releases Employer Guide to HSAs
HSA Resources, a leading provider of Health Savings Accounts, announces the release of its HSA Employer Guide: An Introduction to Health Savings Accounts for Employers. The twenty-four page guide provides employers with in-depth yet easy to read explanations of the top HSA questions employers face.

HSA Resources Releases Employer Guide to HSAs
HSA Resources, a leading provider of Health Savings Accounts, announces the release of its HSA Employer Guide: An Introduction to Health Savings Accounts for Employers. The twenty-four page guide provides employers with in-depth yet easy to read explanations of the top HSA questions employers face.

Getting Your Social Security Disability Benefits Can Be Easier With A Professional On Your Side
Allsup outlines most common reasons people choose to get representation when they apply for SSDI, a complex but worthwhile benefit for people with long-term disabilities.

ADA Amendments Act Deadline Fast Approaching
President Bush’s September 25th, 2008 signing of the ADA Amendments Act reversed years of court decisions favoring employers in disputes over disability discrimination. "The realm of 'the disabled' is about to be significantly enlarged," says employment law attorney and former Coca-Cola Enterprises general counsel John Phillips. The new law goes into effect January 1.

What Will a McCain or Obama Presidency Mean for Social Security Disability?
The 2008 Presidential election has focused around many topics. Social Security Disability (SSI and SSDI) was not one of those topics. A Social Security Attorney weighs in on where each administration might lead the Social Security Disability system.

Beware of Ten Mistakes after Social Security Denies Disability Benefits
People applying for SSDI should not give up and start over after they've been denied disability benefits; Allsup explains the most common missteps following SSDI denial

Enwisen uses Web 2.0 to Enhance New Version of its Medical Cost Estimator
Innovative Decision Support Tool Leverages Web 2.0 to Help Employees Determine Best Healthcare Options

Vertrue Incorporated Gives Tips on Taking Advantage of Flexible Spending
Vertrue Says, Keep Finances Limber With Flexible Spending Accounts

HealthFitness’ HRA Detects Health Risks of Client’s Global Employees
INSIGHT® International HRA provides multinational employers with critical data to design programs that reduce employee health risks and costs based on geographic location.

People with Disabilities Seek Ways to Manage Higher Healthcare Costs
Allsup explains some of the options available to people with disabilities when facing increasing healthcare costs, including added benefits of Social Security Disability Insurance.

BeneTrac and Sterling HSA Announce Online Enrollment, Access to Health Savings Account Benefits
Employees can enroll in Sterling HSA plans online, make changes, add new beneficiaries; providing new value-added offerings to support brokers and saving paperwork and time for corporations and HR

Past Earnings Play Role in Determining SSDI Benefits
Applicants for Social Security Disability Insurance Should Know Their Income History; Allsup Answers Common Benefits Questions

Disaboom Offers Jobs to Social Network Community Members
Premiere Online Community for people living with or touched by disability employs Disaboom Community Members in newly launched sales force. According to the U.S. Census Bureau, 67 percent of people with disabilities are unemployed, making them the largest unemployed population in America. To create employment opportunities for this population, Disaboom, the largest online community designed for people touched by disabilities, has taken a unique step by hiring its own online community members.

Unum adds innovative benefit to support working parents
Company will contribute to 529 plan for new children of employees

Kristin Patt Joins Buck Consultants as Director
Kristin Patt has joined Buck Consultants as a Director in the firm's Minneapolis office.

Unum No. 1 in sales, enrollment for Group Long Term Care
Unum continues to lead industry in growing employer-sponsored group market

Duane Lee has joined Buck Consultants as a Principal in the firm's Pittsburgh office
Lee joins Buck from Hewitt Associates, where he served as Principal and Health Management Consulting Actuary. Prior to that, he spent 19 years with Buck.

Jerry Reiff Joins OCI as Director of Client Services
Jerry Reiff Joins Premier Healthcare Benefits Data Management Provider OCI as Director of Client Services

Warren L. Ezra Joins Benefit Concepts
Benefit Concepts, Inc. announced today that Warren Ezra has joined the company as Regional Sales Manager covering the Southeastern United States.

Lynda Fleury selected for ISE Southeast Award 2008
Unum and Home Depot IT executives honored for achievements in information security

Integrated Benefits Institute Accepting 2007 Employer Benchmark Data
Reliable, source-protected data enables employers to make key business decisions on benefits programs

Unum Group Announces $350 Million Accelerated Share Repurchase
Unum Group (NYSE: UNM) announced today that it repurchased approximately $350 million of its outstanding common stock from Morgan Stanley using an accelerated share repurchase agreement.

Second Annual CompTIA Creating Futures Charity Golf Classic Set for August 4
The CompTIA Educational Foundation announced today that its Second Annual Creating Futures Charity Golf Classic will be held Monday, August 4, in Orlando, Fla.

HR.com (www.hr.com) is launching the first virtual and online conference
HR.com (www.hr.com) is launching the first virtual and online conference designed for HR professionals, including specialists in Benefits, Sourcing, HRO, Compensation, Incentives, Training, Consumer Directed Healthcare and Staffing, December 12-13th, 2007.

American Community Introduces APEP Choices(TM), an Affordable Plan For Small Groups
American Community Mutual Insurance Company, a leading provider of Individual and Group health insurance, announced today of the introduction of APEP Choices(TM), an affordable plan for small groups in Arizona, Illinois, Indiana, Iowa, Michigan, Missouri, Nebraska and Ohio.

American Community Offers Wisconsin Residents a New Choice in Health Insurance
American Community Mutual Insurance Company, a leading provider of Individual and Group health insurance since 1938, announced today that it has entered the state of Wisconsin with competitive health insurance products for individuals and families.

Health Care Shoppers: Get Wise and Save Up to 30 Percent in 2008 with an FSA
Ceridian details savings employees can realize by taking advantage of flexible spending accounts (FSAs); offers tips for efficiently managing FSAs.

Foley new chairman of Council for Disability Awareness board
Joseph R. Foley, senior vice president and chief marketing officer of Unum Group, has been appointed as the new chairman of the board of directors for The Council for Disability Awareness (CDA).

More Employers to offer Workers Financial Incentives for Healthy Behavior
Top Programs Integrate Health Management With Business Objectives, Watson Wyatt/National Business Group on Health Survey Finds

Janet Weinstock Joins Benefit Concepts to Direct Sales in the Southeastern U.S.
Benefit Concepts, Inc. announced today that Janet Weinstock has joined the company as Regional Sales Manager covering the Southeastern United States. In this new role Ms. Weinstock will be responsible for the distribution and management of the benefits administration outsourcing services offered by Benefit Concepts. Ms. Weinstock has established an office in Tampa, Florida to service clients located in Florida, Georgia, South Carolina, North Carolina, Alabama and Mississippi. In this capacity Janet will be working with both prospective end user clients and the broker/consultant community.

Greater Ann Arbor Society for Human Resource Management
Unum’s annual Landscape of Long Term Care looks at sales trends in group market

Long Term Care Information by Video; LTC Financial Partners Takes Leadership Role
Offering 3 of Top Ten "Hits" on Google Video

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