HR professionals reduce healthcare costs and employee stress when they inform employees about the value of planning for unforeseen health crisis and selecting plans that cover long-term care. HR professionals reduce healthcare costs, absenteeism, and increase productivity when they inform employees about the value of having medication list for themselves and those they care for. Preplanning and preparing necessary documents for Physician Visits, Nursing Home Entrance, or Private Home Care reduces health care costs for individuals and organizations associated with major medical decisions. HR professionals gain a competitive advantage by providing information that helps employees and organizations make wise healthcare choices. This webinar focuses on topics that guide HR professionals on making smart health care plan options for the organization. Further, the webinar gives HR professionals the timely information to help employees make the best decisions for themselves and their families.