This presentation will explain why employers must lead the way in preparing the nation for the caregiving tsunami that is poised to devastate productivity. Phyllis Shelton will relate the latest happenings in long-term care insurance and link it to the overall picture of health care reform. She will explain why LTC insurance hasn’t been a senior product in years and why almost half of the policies are being purchased at the workplace. She will explain the participation and underwriting requirements for offering worksite LTC insurance in today’s environment. She will explain the best practices for employee education in a successful LTC insurance offering.