Under health care reform, voluntary benefits will play an increasingly important role in many employers’ benefits strategies. Many employers will shift toward providing only bare-bones core medical coverage and transferring more responsibility for additional coverage to the employee via voluntary benefits offerings.
In this webinar, you'll learn how employers are reacting in different ways to changes under the Patient Protection and Affordable Care Act and how voluntary benefits could help you react seamlessly to these changes. We'll outline key ingredients for a successful voluntary benefit program, commonly offered voluntary benefits, and ways that voluntary benefits can solve employers' and workers' headaches under health care reform.
This presentation will explain why employers must lead the way in preparing the nation for the caregiving tsunami that is poised to devastate productivity. Phyllis Shelton will relate the latest happenings in long-term care insurance and link it to the overall picture of health care reform. She will explain why LTC insurance hasn’t been a senior product in years and why almost half of the policies are being purchased at the workplace. She will explain the participation and underwriting requirements for offering worksite LTC insurance in today’s environment. She will explain the best practices for employee education in a successful LTC insurance offering.
Healthcare reform is here to stay and it is contributing to an explosion in America’s part-time workforce. Effective January 1, 2014, employers with 50 or more full-time equivalent employees are required to provide health insurance for their workers or face fines. Many employers are planning to manage their employees to fewer than 30 hours per week, exempting them from the penalty. What are the options for part-time employees? They are required to have health insurance, and they have full-time lives and full-time pressures to provide for themselves and/or their families. Competition to recruit and keep the best part-time employees will increase. This session will cover who is affected by the mandate, how to understand employee status (part-time vs. full-time), and benefit options for your part-time employees.