Archived Webcasts and Podcasts

As health insurance costs continue to spiral upward at an alarming rate, it has become painfully clear, that the “traditional” strategies of changing insurance carriers, changing plan designs, and changing employee contributions will not and cannot provide any form of sustainability or predictability over the long term. All these strategies do is shift risk from one insurance carrier to another, or shift costs and liability from the insurance carrier or employer onto the employee.
Employers must change their thinking from that or RISK TRANSFERENCE to RISK MANAGEMENT when it comes to their employee benefits program. This presentation will outline the three areas of risk in an employer sponsored health insurance plan, and how to effectively manage that risk.

Especially including incentives, you are spending a lot of money on wellness and related “soft” programs aimed at improving employee health. And you are being told these programs generate a high ROI. But chances are, you’re wasting your money. This webinar offers the opportunity to learn why this is the case before your CFO starts asking uncomfortable questions. All your CFO has to do is ask you what your company’s utilization trend is in preventable health-sensitive medical events (heart attacks etc.), and you’re stuck…because neither your vendors nor even your consultants are measuring or even identifying these events. Wellness isn’t magic and most medical events are unrelated to completing an HRA and being coached: when was the last time you yourself had a medical event that you could have avoided if a wellness program had been in place? This webinar will pull the curtain away from the magic of alleged wellness ROIs…and show you how you can estimate your real savings without expensive consultants or fancy actuarial calculations…using only fifth-grade arithmetic and “ingredients you already have in your kitchen.” Further, in addition to the standard HRCI eLearning credits, this webinar counts towards professional certification in Critical Outcomes Report Analysis http://dismgmt.com/certs/cora/self-study, the field’s only recognized credential in wellness/disease management analytics.

What does your CFO need to approve an effective wellness budget that will create a positive ROI? Do Health Fairs, Health Risk Assessments or Lectures create the evidence you need to get a wellness budget approved? What needs to happen in order to create a positive return on investment? The answers are more basic than most corporations realize. We will show you what actions you can take to create a measurable ROI with your wellness program, how to create sustainable behavioral change and how to get CFO approval for your next budget. Not tricks, no gimmicks! Just a workable and repeatable system that will create the behavior change that is measurable, sustainable and provable: the basic on the chain for creating positive ROI.

Especially including incentives, you are spending a lot of money on wellness and related “soft” programs aimed at improving employee health. And you are being told these programs generate a high ROI. But chances are, you’re wasting your money. This webinar offers the opportunity to learn why this is the case before your CFO starts asking uncomfortable questions. All your CFO has to do is ask you what your company’s utilization trend is in preventable health-sensitive medical events (heart attacks etc.), and you’re stuck…because neither your vendors nor even your consultants are measuring or even identifying these events. Wellness isn’t magic and most medical events are unrelated to completing an HRA and being coached: when was the last time you yourself had a medical event that you could have avoided if a wellness program had been in place? This webinar will pull the curtain away from the magic of alleged wellness ROIs…and show you how you can estimate your real savings without expensive consultants or fancy actuarial calculations…using only fifth-grade arithmetic and “ingredients you already have in your kitchen.” Further, in addition to the standard HRCI eLearning credits, this webinar counts towards professional certification in Critical Outcomes Report Analysis http://dismgmt.com/certs/cora/self-study, the field’s only recognized credential in wellness/disease management analytics.

With the Form 5500 season upon us, this presentation will address basic reporting requirements, provide practice tips, highlight areas the DOL and IRS are focusing on, and walk through how to avoid the top five Red Flags your filings may have.

This presentation will guide HR professionals through the Form 5500 filing to help them gain a better understanding of the information required to be reported and Find out what is new for 2012, how to simplify indirect (Schedule C) service provider compensation reporting, what is and how to report ‘nonmonetary compensation’ and how to perform an effective manager review of each filing before submission.

This course reviews the Affordable Care Act. The first part of the course discusses the general requirements of the Affordable Care Act, including those requirements that apply to companies today. Specifically, the course discusses the extension of dependent coverage to age 26, limits on pre-existing conditions and essential health benefits, coverage of emergency services, cost-sharing restrictions on certain preventive care coverages, the new appeals process, initial authorization by primary care physician restrictions, limits on reimbursements of certain medications, automatic health plan enrollment, additional preventive services, non-discrimination requirements, and more. The second part of the course discusses requirements that take effect in 2012 and beyond. Specific topics include health FSA salary reduction contribution limits, Medicare Part D subsidy elimination, changes to waiting periods, limitations on pre-existing conditions and essential health benefits, restrictions on cost-sharing, clinical trial requirements, wellness programs, new Summary of Benefits and Coverage regulations, new HIPAA certification requirements, state Exchanges, the individual mandate, and more. Penalties and taxes associated with non-compliance are also reviewed. Among the penalties and taxes that are reviewed are: the Code section 4980D health plan non-compliance excise tax, the excise tax on HSA distributions for non-medical purposes, the annual fee assessed on plan sponsors, medical loss ratio rebates, medical expenses deduction limit, additional FICA and SECA payroll tax, new investment income tax, $2,000 penalty for each full-time employee who seeks coverage through Exchanges, $3,000/$2,000 penalty for each full-time employee who receives a subsidy because employer’s coverage is unaffordable, annual fee on certain entities that provide health insurance, reinsurance fee, 40% excise tax on “cadillac” insurance plans, and more.

There are three developments that have made communicating benefits harder than ever:

• The increasing complexity of benefits, especially health benefits
• The general difficulty in getting anyone's attention
• The need to master multiple communications channels

Fortunately, there are new ideas and methods for communicating during the open enrollment period that will help you battle past these challenges.

This webinar will look at the thinking that lies behind successful open enrollment communication programs and shares some specific tips and techniques. Among the techniques we will explore are the use of video, social media, and “federated” creation of content. We can do better communication than ever, but we have to embrace the right tools and right mindset.

Now, more than ever, it's important to know how health care reform will affect you, your employees and your business. Don't miss this interactive webinar discussing the sweeping transformations involving health care changes and employee benefits. In this webinar, our expert on compliance, Penny Boyd, will guide you through topics such as: W2 reporting, uniform summary of coverage, open enrollment checklists, dependent issues, and focusing on how grandfathered, non-grandfathered and self-insured plans must comply with new regulations. Our speaker, Penny Boyd, is CBP's compliance specialist. As Compliance Coordinator, she brings over 25 years of experience in Employee Benefits, Compensation and Human Resources to the team. She is a Certified Employee Benefits Specialist and a longtime member of the International Foundation of Employee Benefits. Penny's most recent work experience was at The Dannon Company, Inc., as Manager of Employee Benefits. She graduated from the University of Arizona with a BA in Anthropology and studied Law after graduating.