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7 Keys to Ensure Understanding of High Deductible Health Plans and Health Savings Accounts

Topic:
7 Keys to Ensure Understanding of High Deductible Health Plans and Health Savings Accounts
Date:
August 9, 2011 at 11:00 - 12:00 PM ET
webcastImgVirtual
 
  
Description
“No one understands these benefits anyway.” I heard the statement from the company president while the benefits provider was droning on about details of the latest health plan option. As soon as the Q & A began it was easy to agree; the audience of potential plan participants was pretty much clueless about the advantages of signing up for the High Deductible Health Plan (HDHP) and putting money into the corresponding health savings plan (HSA). Subsequent enrollment was limited to the predictable number of senior executives.

The communication gap is discouraging enough when HDHPs are a coverage option and enrollment does not reach expectations. It’s frustrating and potentially damaging to morale when there is no choice of plans, all employees are eligible for one HDHP. Someone will care enough to be relentless in pursuit of understanding the new plan. They’ve have faced a serious personal health crisis or have a chronic illness.

Don’t wait until employees access the plan to ensure that understanding of coverage rules, procedures and processes. This session will describe 7 proactive steps employers can take to educate employees, and themselves. The communications process cannot be left entirely to brokers and providers. Employers are in the best position to know their workforce and either write, review or augment communications.

Participants will gain tools and tips for deciphering and decoding information. Advance planning and good information will translate into a smoother open enrollment season, greater employee satisfaction and real value.
Who Should Participate
This session will provide value for Human Resource and Benefits professionals along with brokers, consultants and business owners who are offering, or considering a High Deductible Health Plan and Health Savings Account.
Extra Learning Material

All Registered HR.com members are also eligible for:

  1. A copy of the slides presented in this presentation. These are available before and after the presentation.
  2. A Real Media file of the presentation. This file can be downloaded to your iPod or MP3 player after the presentation.
  3. Access to more than 400 podcasts with HR Gurus and Industry Leaders (downloadable files available 24 hours after the live broadcast) as well as access to our blogs, polls, surveys, 25,000+ article library, Business Book Reviews and so much more!
Recommended Resources
The Employee Benefits Answer Book by Rebecca Mazin, Pfeiffer 2010
Categories
Benefits
Medical Benefits
Consumer-Directed Healthcare (CDH)
Self-Directed Healthcare (SDH)
Flexible Savings Accounts (FSAs)
Health Savings Accounts (HSAs)
Health Reimbursement Accounts (HRAs)
Insurance
Health
Healthcare Legislation and Compliance
ERISA
Benefits - Cost Containment, Audits and Legal Risks
What You Will Learn
1. Key facts about High Deductible Plans and Health Savings Accounts and how to keep up to date. 2. The steps to an effective communications plan and execution. 3. Frequently asked questions and examples.
Sponsored by
Recruit Right
Recruit Right
With more than 20 years of expertise Rebecca Mazin co-founded Recruit Right to create usable solutions for employers to meet increasingly complicated human resources challenges. Recruit Right consulting, training and writing produces measurable resul
Presented by
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Rebecca Mazin
Recruit Right

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