UNUM Provident Corporation
1 Fountain Sq
Group and voluntary benefits
Unum offers four group benefits designed to help employees deal with the financial impact of life-changing events: * short and long term disability * life * long term care These come with services and support to make HR administrators' jobs easier and a range of plan options that make sense for companies and...
Unum's long term and short term disability insurance replaces part of an employee's income when he or she becomes disabled due to a covered illness or injury. * Short term disability coverage pays a portion of an employee's salary when he or she is unable to work for a short period of time (generally from 13 to 52 weeks) due to...
Long term care benefits
Long term care insurance is not just for the elderly, but it's definitely of concern to an aging workforce. You may be surprised to learn that the average age of a person making a Unum long term care claim is only 54. At any age, an employee can face an illness or injury that causes them to lose the ability to perform basic...
Many employers provide a basic level of life insurance to employees, and offer workers the opportunity to purchase higher levels of coverage at an affordable price. * Term life coverage purchased through employers is affordable, portable and requires no physical exam. * Interest-sensitive whole life insurance accumulates cash...
Benefits for your executive team
Group long term disability insurance, while a vital benefit, may not allow for sufficient income replacement levels for executives and highly compensated employees. And employees who depend on variable performance pay may have insufficient protection, because many group long term disability plans cover base salary only. Adding...
Supplemental health benefits
Unum offers supplemental health and critical illness insurance to help employees make ends meet when the unexpected hits: * Critical illness offers financial help in the event of a serious illness, such as heart attack or stroke. The plan may also include coverage for cancer and family members. * Accident insurance provides...