The Standard
1100 SW Sixth Avenue
97205 Portland
Phone: +1-503-297-0766
Web: -
Actions| Life Insurance |
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| Product Manager | Elizabeth Smart |
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| Product Description |
The time you spend with your family is priceless, full of fun times and precious memories. But what would happen to them if you suddenly died? Would those memories be enough to sustain them through this difficult period?
It’s not pleasant to think about, but your death could potentially leave your family unable to meet existing and unexpected financial obligations. In addition to paying the every day bills, there may be the unexpected expenses of final medical treatment and funeral costs. Your employer may provide an excellent opportunity for you to help protect your loved ones by offering group Life insurance from The Standard. This coverage can help your surviving family members be financially prepared and offers peace of mind as they adjust to a new life. Talk to your employee benefits manager about group Life insurance now, while you’re busy making memories. The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary. |
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| Disability |
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| Product Manager | Elizabeth Smart |
| Product Demo | |
| Product Description |
While many people carry life insurance because they are worried about an untimely death, more people should be concerned with the risk that a disability may present.
Consider these facts: -Nearly three out of four Americans would have trouble supporting themselves financially within six months of suffering a disability. -Three in 10 workers entering the workforce today will become disabled before retiring. -Over 6.8 million workers are receiving Social Security disability benefits; almost half are under age 50. -More than 50 percent of the workforce has no private pension coverage. A third has no retirement savings. Those are some sobering facts. But did you know that The Standard is a leading provider of both individual and group disability protection? We have some of the most innovative personal income replacement and business protection policies in the industry along with our group long and short-term disability programs available through your employer. If you’re already covered through your employer, perfect. But, don’t stop there. We would still encourage to take a minute to learn more about increasing that coverage with individually owned protection. We’d like to invite you to learn more about personal income replacement or business protection if you’re a small business owner. (Not available in New York) If you are an employee covered by one of The Standard’s group disability products, contact your employer for more information about the specific details of your plan. -------------------------------------------------------------------------------- |
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| Dental Insurance |
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| Product Manager | Elizabeth Smart |
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| Product Description |
With dental insurance from The Standard, you can take advantage of coverage from a company with two decades of dental benefits expertise. And our coverage provides the flexibility and service that you would expect from a leading dental carrier.
The Standard allows you to chose your dentist so that you can select the provider who is right for you. In many areas, we offer access to an extensive network of Participating Provider Organization (PPO) member dentists whose services may help reduce your out-of-pocket expenses. When you need to contact us, we have a toll-free phone number that connects you to one of our knowledgeable service representatives. You also have 24-hour access to our advanced interactive voice response system, and our website can provide you with a benefit summary and claims status information. Talk with your employee benefits representative for more information about dental insurance from The Standard. |
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| Vision Insurance |
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| Product Manager | Elizabeth Smart |
| Product Demo | |
| Product Description |
When we decided it was time to add vision insurance to our group insurance menu, it was important to us to bring vision products to our customers that truly reflect our dedication to high quality products that are flexible enough to meet the needs of today’s diverse workforce.
We currently provide three group vision plans which are available on an employer-paid or voluntary basis, and each can be designed to allow your employer to balance features and value. Like all of our products and services, our Vision plans are backed by our commitment to excellent customer service. If you are currently covered by a vision plan through The Standard, contact your employer for more information about the details of your plan. The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary. |
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| Annuities |
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| Product Manager | Elizabeth Smart |
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| Product Description |
With an annuity you’ll find a rewarding combination of safety, tax deferral and personal choice.
An annuity is an insurance contract. This contract is created when an individual makes a payment (or a series of payments) called premium, which will grow with interest that is tax-deferred. In return for this premium, the insurer guarantees periodic payments back to the individual, either beginning immediately or at some future date. The defining characteristic of an annuity contract is the option to receive these payments as a guaranteed income until the death of the person or persons named in the contract. Annuity contracts in the U.S. are defined by the Internal Revenue Code. They have features of both life insurance and investment products, but are only allowed to be sold by insurance companies. And because insurance companies are regulated by individual states, some contracts, features and options may not be available or may not be exactly the same in all states. Annuities can be classified in different ways. It sometimes can be confusing, as the types are often mixed and matched to get new features and contracts. When you’re comparing, keep the following broad classifications in mind. |
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